Some people think that due to the current credit crunch mortgages are not available at the moment. This of course is not the case. Mortgage funds are still plentiful, however most banks have cut back the precentage loan they will offer. The 100% First Time Buyer Mortgage is not available any longer except for affordable housing […]
Category Archives: Advice & Information
House prices down by almost 10%
October 8, 2008 – 12:24 pm
The latest Permanent tsb house price index (August 2008) shows that in the twelve months to August house prices fell by 9.9%. The twelve month fall to the end of July was 9.4%.Â
The average house price for August was €374,302 in Dublin €232,570 outside Dublin.
100% Mortgages – The beginning of the end?
October 22, 2007 – 3:47 pm
Several of the business sections of yesterday’s Sunday newspapers picked up on the recent decision by First Active and Ulster Bank (both part of the Royal Bank of Scotland Group) to tighten their lending criteria for 100% mortgages.
What’s happened?
Up to now, both of these banks would have lent 100% of the purchase price to any […]
Offset Mortgages - A valuable additional option or just a gimmick?
October 19, 2007 – 3:05 pm
First Active has been the main promoter of Offset mortgages in recent years and they have had quite a degree of success.
But what is an Offset Mortgage?
The simple explanation is that your mortgage account is in effect combined with your current account. Any credit balance on your current account is used to reduce […]
I don’t know what a tracker mortgage is…
October 16, 2007 – 8:16 pm
Hats off to Cawley NEA / TBWA for their Financial Regulator ad that was first shown just over one year ago.
It’s not often that a financial services ad achieves anything close to iconic status but this one possibly does and it was followed shortly afterwards by the hugely successful Bank of Scotland / Halifax series […]
Self-Build Finance – Finding the Right Mortgage Partner
October 3, 2007 – 12:37 pm
In the past, those who chose to build their own home found it more difficult to secure a mortgage than those purchasing ready built homes. However, the strong resale prices that are being achieved for self-build homes has meant that it is now much easier to arrange the required finance. In fact, lenders are […]
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